How does 0% APR with Affirm work? How long is the term?Updated a year ago

Qualified clients may pay over 3, 6, or 12 months with rates starting at 0% APR.

If you don't qualify for 0% APR at this time, Affirm offers 10-36% financing. For example, on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR.

Note: Qualification for all Affirm loans shall be determined by Affirm in its sole discretion. Your rate will be 0% - 36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on yur purchase amount, and a down payment may be required.